Impact Of Non Performing Assets On Banking Industry Essay

Impact of Non Performing Assets on Banking Industry : The Indian Perspective *Dr. Rajesh Rathore In the developing economies, Banking and Financial part assumes enormous part in economic improvement. In India banks are confronting enormous issue of Non-Performing Assets (NPAs). The acquiring limit and productivity of the banks are fundamentally influenced due to the NPAs nearness. Notwithstanding that non-execution or non-receipt of premium and chief blocked banks cash as assets and is not accessible for further utilization of saving money business and in this way the net revenue of the banks goes down. In this association bank must mindful of the issues and recuperation enactments of NPAs. So it is vital to trim down NPAs to enhance the monetary wellbeing in the keeping money framework. In this paper, an endeavour has been made to discover the different elements in charge of the gigantic NPAs. Year wise comparison of the NPA s of leading banks is also done. Other than this causes and effect of NPAs are additionally distinguished and a few recommendations are given to lessen th e NPAs of the banks. Keywords: Non Performing Assets, Economic Development, Banking Financial Sector *HOD Associate Professor, Commerce Management Department ,Madhav University, Mount Abu, Sirohi (Rajasthan) A Research paper on Impact of Non Performing Assets on Banking Industry : The IndianShow MoreRelatedIntroduction Of Indian Banking System Essay1206 Words   |  5 Pages Contents ABSTRACT 2 INTRODUCTION TO INDIAN BANKING SYSTEM 3 INTRODUCTION TO NON-PERFORMING ASSETS 4 CAUSES OF NPA’S 5 LITERATURE REVIEW 6 RESEARCH METHODOLOGY 9 SCOPE OF STUDY 9 OBJECTIVE OF THE STUDY 10 LIMITATION OF STUDY 11 EXPECTED OUTCOME 12 BIBLOGRAPHY 13 ABSTRACT Banks are the most valuable part on any economy. The banks, the interest rates, the borrowings are some of the points to be considered when evaluating any country’s development. Apart from raising resources through freshRead MoreRole Of Managing Non Performing Assets On Scheduled Commercial Banks Essay1475 Words   |  6 Pages Role of recovery channels in managing Non-Performing Assets in Scheduled Commercial Banks CH.V.RAMA KRISHNA RAO*, Dr. KRISHNA BANANA** M.B.A.,M.Com.,M.Phil.UGC-NET,AP-SET,Ph.D* M.com, Mphil, Ph.D. * Research Scholar (ANU), Asst. Professor, Dept. of Business Administration, St. Ann’s College Of Engineering Technology: Chirala-523187, A.P.Ph:09985287778 Email:krishnachevuri@gmail.com ** Asst. ProfessorRead MoreEssay On Corporate Governance1029 Words   |  5 Pagestechniques could play in keeping viable organizations and in protecting stakeholders rate of interests. The majority of the business failings that were recorded in the Nigerian banking are instances of the dangers positioned by corporate governance failures. In July 2015, the management of Skye Bank Plc, was altered and AMCON (Asset Management Company of Nigeria) took control of the administration not due to the fact that it was troubled however it could not fulfil the bench mark of 10% capital adequacyRead MoreForeign Bank Entry Effect On Domestic Banking Essay1724 Words   |  7 PagesCHAPTER 2 LITERATURE REVIEW 2.1 Introduction The study of foreign bank entry effect towards domestic banking in Malaysia in term of long term loan is an important tool to evaluate the difference between foreign bank and domestic bank in Malaysia. Other than that, it is also important to determine management planning and strategic analysis. Banks contribute to economic growth, so if the bank performance is outstanding, the overall economy will be strong. There are few studies have discussed theRead MoreImpact Of Rforms On The Asset Quality Essay1809 Words   |  8 PagesRESEARCH PAPER 1 REVIEW OF RESEARCH PAPER ON IMPACT OF RFORMS ON THE ASSET QUALITY IN INDIAN BANKING AUTHORS NAME - SAHILA CHAUDHARY AND SULTAN SINGH INTRODUCTION In the early nineties the government decided to liberalize the economy and open the door to foreigners to speed up the development process . Indian banking system has commendable progress in increasing geographical spread and functional reach . The nationalization of banksRead MoreThe Future Of Bangladeshi Bank Essay1578 Words   |  7 Pages Future of Bangladeshi Bank Introduction Commercial banks, non-bank financial institution, insurance companies etc. are the main elements to build the financial sector of Bangladesh. The main role is played by banks in the financial sector of Bangladesh. Bank is the financial institution that deals with money through depositing money and then channels those funds into loaning activities. A bank is an institution that deposited money which is given by customer for investment and repay it when theRead MoreStrategies Used by the Banking Industry to Mitigate Losses on Non-Performing Loans1673 Words   |  7 PagesStrategies Used by the Banking Industry to Mitigate Losses on Non-Performing Loans In depressed economic times, Banking is an industry that is prone to substantial financial losses, from customer’s closing their depository account to an increase in outstanding loan delinquency. An increase in consumer and commercial loan defaults can damage the integrity of a Bank’s outstanding loan portfolio. Such deterioration can lead to an increase of â€Å"Non-Performing Assets†. Once a loan is nonperformingRead MoreFinancial Regulatory And Financial Challenges Of The Indian Banking System802 Words   |  4 Pagesdelivery models needs to be achieved. Notwithstanding the multitude of challenges, the regulatory responses and the inherent strengths underlying the Indian economy should ensure that the banking system continues to play a positive role in supporting the financing needs of our growing economy. 1.2 Recent Picture of Banking in India /Current Scenario The year 2015-16 seems to be the year of more concern for financial stability for the emerging economies .The major reason behind the concern was the severeRead MoreBanks Are Caterers For The Economy Of A Country1324 Words   |  6 Pagesago in Babylonia till the present date, a country s monetary and fiscal matters are controlled through banking. Banking system is one of the many institutions that impinges on any economy and affects its performance for the better or the worse. In what measure a given banking system contributes to economic development depends upon the governing policy of the Government. As a rule, banking systems are adapted to the structure and needs of the particular economy they exist in. Indian economicRead MoreNon-Performing Assets of Public and Private Sector Banks1970 Words   |  8 PagesNon-Performing Assets of Public and Private Sector Banks The quality of Indian banks’ assets is likely to deteriorate over the next two years. This will be driven by the slowdown in the economy, and by the aging of loans made in recent years. The NPAs are considered as an important parameter to judge the performance and financial health of banks. The level of NPAs is one of the drivers of financial stability and growth of the banking sector. The Financial companies and institutions